Guaranteed Credit

If you have no, poor, bad credit, and has been turn down for credit last 6 month, a secured credit card is for you.

Secured credit card requires a security deposit, along with application fee. If you are planning to strengthen your credit file, using a security credit card, make sure they report to all three credit agencies. Secured credit card is not a solution to credit repair, consult a financial adviser for advice.


Platinum Zero™ Secured Visa® Credit Card from Applied Bank®

  • ZERO – 0% fixed APR on purchases – no intro rates!
  • ZERO – 0% rate won’t change – even if you’re late!
  • ZERO turn downs – guaranteed approval*
  • ZERO credit and income requirements

First PREMIER® Bank Credit Card

  • After 6 months, request a credit limit increase
  • Access your account by phone 24 hours a day
  • First PREMIER® Bank reports monthly to the major Consumer Reporting Agencies

Secured credit card, require that you secure your personal line of credit.  Personal line of credit.